WTGRSACCO Profile
Western Tree Growers Rural SACCO Ltd
Introduction
Western Tree Growers Rural SACCO Ltd (WTGRSACCO) was officially established on 24th July 2019 to support rural communities, particularly smallholder farmers, in enhancing their livelihoods through sustainable financial services, tree growing, and environmentally friendly agricultural practices.
WTGRSACCO focuses on empowering its members to engage in economic activities that promote environmental conservation, timber production, and value-added agricultural products such as honey, tree seedlings, and other forest-related commodities.
Our Mission
To promote saving culture in compliance with the co-operative principles by practicing good governance and providing unique financial products and services to promote agroforestry for its members at their economic and domestic needs.
Our Vision
A leading Agroforestry Sacco Society in mobilization of financial resources, credit advancement, marketing and quality services provision.
Core Objectives
Financial Services
Provide affordable savings and loan products to smallholder farmers
Sustainable Forestry
Promote sustainable forestry practices and timber-related industries
Value Addition
Facilitate value addition in agricultural products like honey and by-products
Capacity Building
Enhance member capacity through training in agroforestry practices
Digital Transformation with Wakandi CAMS
WTGRSACCO is embracing digital transformation through the Wakandi CAMS (Credit Association Management System) platform to enhance our services and member experience.
Key Features of Wakandi CAMS
Mobile Access
Available on Android and iOSSecure Platform
Bank-grade securityFinancial Reports
Automated reportingMember Portal
24/7 account accessManagement and Governance
WTGRSACCO is governed by a Board of Management elected by its members. The Board plays a crucial role in setting the SACCO's strategic direction and ensuring that decision-making reflects the collective interests of the cooperative's members.
AGM
Annual General Meeting where all members participate in decision-making
Board of Management
Responsible for overall governance, policy-making, and oversight
Management Team
Led by the CEO, responsible for operational management
Achievements and Impact
Growth in Membership
WTGRSACCO has steadily grown its membership base, offering financial services to hundreds of smallholder farmers in the region with tailored financial solutions.
Sustainable Forestry
Played a pivotal role in promoting sustainable forestry through distribution of tree seedlings, contributing to 30% tree cover and environmental conservation.
Honey Production
Significantly expanded honey production by providing modern beehives and training, resulting in increased honey yields and additional income for members.
Value Addition
Supported members in transforming raw agricultural products into market-ready goods like honey by-products (soaps, lotions) gaining market traction.
Future Prospects
Honey Business Expansion
- Increase honey production with modern beehives
- Expand value-added products (soaps, lotions, candles)
- Strengthen marketing and branding efforts
- Explore e-commerce platforms and premium markets
Timber Business Growth
- Increase tree seedling distribution
- Expand into timber processing and finished goods
- Mass production of beehives
- Develop strategic timber industry partnerships
Financial Services Expansion
- Introduce diversified loan products
- Expand savings schemes (group, women, youth)
- Invest in digital banking services
- Enhance financial literacy programs
Capacity Building
- Financial literacy training
- Agroforestry best practices
- Beekeeping and timber management
- Sustainable business development
Projects & Partners (2019-2024)
FAO (FFF) Project
2023-2024
Supported smallholder farmers in sustainable forestry and agroforestry practices through technical training and tree seedling distribution.
SNV REALMS Project
2022-2024
Promoted regenerative agriculture and environmental sustainability among smallholder farmers through training and financial support.
Bungoma County Govt
2019-2024
Collaborated on afforestation initiatives, sustainable agricultural practices, and promotion of honey and timber production in the region.